Simplify loan management with flexible lending solutions.
Whether you’re in the online lending industry or you manage payday loans, Vergent’s leading software solution can simplify your loan management process. Our software caters to a wide range of loan options, making it a versatile solution in the lending industry. Our software supports small dollar, consumer finance, installment, payday, line-of-credit, auto title, and online loans, ensuring that you have the flexibility to manage all your loan types in one place. With Vergent, you can easily track payments, set reminders, and generate reports, giving you complete control over your loans.
Installment
Loans
Vergent’s installment lending technology ensures the loan process—whether direct or indirect—is fast, efficient, and user-friendly. Our platform automates key functions, reducing processing time and improving overall efficiency for both consumers and lenders. From application to repayment, Vergent LMS offers a seamless experience that enables long-term lending relationships and simplifies managing loan terms and repayment schedules.
Line of
Credit Loans
Vergent offers a robust platform that cash advance, title, and installment lenders trust to operate efficiently and profitably. Our technology empowers lenders to offer a variety of line of credit loan options while maintaining full operational control. With automated processes and seamless integrations, Vergent LMS helps lenders optimize their operations and deliver fast, reliable services to borrowers, enhancing both speed and profitability.
Custom
Loan Models
Vergent’s expertise in creating custom loan software solutions makes us the ideal choice for lenders offering unique loan models. Whether developing new products or adapting to changing market needs, our platform provides complete flexibility. From custom terms and repayment schedules to unique eligibility criteria, Vergent LMS enables you to build and manage any loan type while ensuring smooth servicing and compliance.
Loan Types Supported in Vergent’s System
Installment Loans
Designed for predictability, installment loans allow borrowers to repay a fixed amount each month over a set period. This structured repayment plan helps manage budgets effectively while financing essential and larger needs.
Line of Credit
With a revolving credit option, borrowers can access funds up to a set limit as needed, paying interest only on the amount used. This flexible and convenient choice is great for managing both planned and unexpected expenses.
Consumer Finance
This loan option provides individuals with access to credit for personal needs or purchases. Whether it’s for home improvements, medical bills, or a major purchase, consumer finance loans offer versatility and convenience.
Online Loans
Accessible from anywhere, online loans streamline the borrowing process with digital applications and fast approvals. No need for physical documents or in-person visits—just a quick, efficient, and convenient way to secure reliable financing.
Custom Loan Models
Designed to meet the specific needs of diverse lenders, custom loan models provide unmatched flexibility. These models adapt to business strategies, accommodating specialized terms, repayment structures, and eligibility criteria.
Auto Title/Title/Car Title Loans
For borrowers who own a vehicle, these secured loans provide access to funds by using the car as collateral. This option offers fast approval, flexible terms, competitive rates, simple requirements, and a clear, manageable path to repayment.
Payday/Cash Advance/Check Cashing
Ideal for those in need of quick cash before their next paycheck, these short-term loans come with straightforward terms and rapid approvals. They offer a simple, reliable solution for immediate financial gaps and emergencies.
Small Dollar Loans
These short-term, unsecured loans are perfect for borrowers who need a small amount of cash quickly. Repayment terms are flexible, ranging from a few weeks to a few months, making them a popular choice for unexpected expenses.
Intelligent Lending. Simplified.
Equipping lenders with the most configurable, omnichannel fintech solution available.
