Our Partners

OmniaText

OmniaText

OmniaText is an innovative SMS communication platform designed to streamline customer interactions for lenders. Built with a deep understanding of the lending industry, OmniaText empowers lenders to enhance customer engagement and simplify loan servicing with secure, efficient messaging solutions.

OmniaPay

OmniaPay

OmniaPay, headquartered in Oxford, Mississippi, is a customer-centric company dedicated to offering consultancy and cutting-edge payment technology solutions to a diverse range of lenders. With a seasoned team deeply rooted in payment processing, we serve clients nationwide, leveraging over 50 years of collective experience in managing payment processing for financial institutions and strategic partners.

Gestalt

Gestalt

Gestalt Tech offers lenders a modern data warehouse solution, eliminating wait times and compromises. With Gestalt, lenders boost productivity, save time and money, and enhance trust with partners. Data pulls that once took months now complete in less than a day, thanks to intuitive architecture. As users engage with its user-friendly interface, the system becomes smarter and more personalized, unifying disparate data into a cohesive, powerful whole.

Edge

Edge

EDGE is an end-to-end cash flow underwriting CRA that provides access to an optimized portfolio of bank data aggregators and risk analytics built by lenders for lenders for actionable insights into consumer creditworthiness.

PayNearMe

PayNearMe

PayNearMe is a leading payments platform, offering seamless cash, debit, credit, ACH, and mobile-first transactions, including Apple Pay, Google Pay, Cash App, PayPal, and Venmo. Trusted by businesses and government agencies nationwide, its user-friendly interface ensures efficient payment collection, supported by timely reminders and mobile wallet integration.

CryptoFlip

CryptoFlip is a cryptocurrency exchange service based in Austin, Texas. Founded in 2014, the company specializes in processing Bitcoin transactions conveniently, by handling the concerns of compliance, security, and volatility.

Decision Logic

DecisionLogic

DecisionLogic is an information services company built around the predictive power of bank statements. As a leading provider of consumer and small business bank account and identity verification services for lenders and other financial institutions, DecisionLogic's Instant Account Verification (IAV) solution has become the industry gold standard.

CRS

CRS

CRS is the single platform for all credit, fraud, and compliance needs, helping companies make powerful, accurate data-driven decisions. We partner and integrate with Equifax, Experian, TransUnion, and other data providers to simplify vetting, compliance, and security processes. With CRS, unlock many data sources with a single API connection and gain a trusted partner to guide you every step of the way.

Insight Cards

Insight

Insight is a leading provider of financial solutions for the millions of overlooked consumers who lack a traditional bank account. Insight provides consumers with a broad spectrum of products and services that address the reality of their financial lives.

TCN

TCN's contact center platform, TCN Operator, features a holistic set of easy-to-use, automated agent tools and advanced apps for omnichannel communications, workforce engagement, compliance & data management, integration & automation, intelligence, reporting & analytics, and collaboration & accessibility.

Plaid

Plaid is focused on innovating financial services through technology. Plaid builds consumer experiences and intelligent tools which allow lenders to verify their borrowers' assets.

Fortegra

Fortegra has helped millions of consumers manage risk and uncertainty with innovative insurance and protection products. When it comes to managing risk, Fortegra assembled a team with decades of industry expertise allowing them to develop multi-faceted programs and bring them quickly to market.

Microsoft Dynamics GP

Microsoft Dynamics GP

Dynamics GP is a mid-market business accounting or enterprise resource planning (ERP) software package that uses Microsoft SQL Server to store data. It’s written in the Dexterity programming language and is part of the Microsoft Dynamics suite of intelligent business applications.

iQ Decision Engine

iQ Decision Engine automates lending decisions using cutting-edge scoring models that help you evaluate risk, reduce fraud, and identify the best leads. You'll have an all-in-one package that delivers decisions in seconds, using data from trusted sources, including TransUnion, Experian, Clarity, Microbilt, Decision Logic, LexisNexis, Teletrack, and Factor Trust.

Carleton

CarletonCalcs has been relied on by major lenders and software lending partners for the last 20 years. Their suite of compliant lending calculation software components includes loan origination systems, loan processing systems, automotive menu selling systems and dealer management systems.

Experian, PLC

Experian, PLC is a consumer credit reporting agency. Experian collects and aggregates information on more than one billion people and businesses, including 235 million individual U.S. consumers and more than 25 million U.S. businesses.

Equifax Inc

Equifax Inc. is a consumer credit reporting agency. Equifax collects and aggregates information on over 800 million individual consumers and more than 88 million businesses worldwide.

leadsherpa

LeadSherpa

LeadSherpa is a lead acquisition platform that combines lead management tools with automated optimization technology to improve lead performance. Easy to use controls simplify campaign management while optimization software restricts under performing lead sources. Lead spend is systematically allocated to higher performing channels, all in real time. LeadSherpa powers the acquisition of profitable customers.

Repay Realtime Electronic Payments

Repay

Realtime Electronic Payments provides full-service payment technology built for the lending industry. Lenders can securely accept debit card and ACH payments anytime, anywhere via online web portals, SMS/text pay, IVR/phone pay, and mobile apps. With REPAY Instant Funding, lenders can immediately push funds directly to consumers’ debit and prepaid cards.

Solutions by Text

Solutions by Text

Solutions by Text (SBT) is the pioneer of FinText(TM), empowering consumer finance companies to engage, interact and transact with their consumers in real time. SBT has provided compliance-first conversational messaging solutions since 2008 and is reimagining text and payments to create a seamless and optimized bill pay experience for companies and their consumers.

Transunion

TransUnion

TransUnion is a consumer credit reporting agency. TransUnion collects and aggregates information on more than one billion individual consumers in over thirty countries, including 200 million files profiling nearly every credit-active consumer in the United States.

Flex Payment Solutions

Flex Payment Solutions is a direct processing firm that offers ACH, credit/debit card, fund to card and remotely created check processing through a unique web of domestic banking partners. Flex was born from the lending industry as a direct result of Operation Chokepoint, so we know what it means to help lenders maximize their payment opportunities while adapting with you to remain compliant in an ever-changing industry.

western union

Western Union

Western Union is an industry leader in global money transfer. The Western Union's goal is to make the lives of customers a little better by providing a wide variety of products and services.

veritc

Veritec

Veritec tracks real-time transactions, giving regulatory agencies the ability to make instantaneous decisions with that intel. From verifying an eligible transaction to warning or stopping a fraudulent one, this ensures point-of-sale is 100% compliant with minimal burden to the state or licensee/business.

Outsourcing Solutions Group

Outsourcing Solutions Group

Outsourcing Solutions Group is a consortium of Best-In-Class accounts receivable providers with a demonstrated record of helping companies maximize operational efficiencies while simultaneously reducing costs. Our experience and reputation in the accounts receivable industry allowed us to assemble the most proficient, innovative, and professional service providers available. Outsourcing Solutions Group stands ready to offer a suite of practical solutions designed to address your specific needs.

Verifone

VeriFone

VeriFone offers payment technology expertise, solutions, and services of all types that comply with the latest point-of-sale security standards and take advantage of every connectivity option available.

validfi

ValidiFI

ValidiFI is a digital platform provider using financial, employment, and phone data for account opening, management, payment facilitation, risk mitigation, and compliance. Our data and technologies improve offerings, operational efficiencies, reduce risk, and automate the digital process.

usag

US Alliance Group

US Alliance Group offers integrated storefront and online debit card processing to help streamline business operations. See the benefits of integrated card processing, eliminating double data entry and automating accounting processes. Optimize the time-consuming reconciliation process by contacting US Alliance Group today.

Trust Science

Trust Science

Trust Science combines alternative data and AI/ML to generate an alternative credit score, that significantly outperforms traditional credit scoring methods.

Teletrack

Teletrack is a leading Specialty Consumer Reporting Agency ("CRA") that provides non-traditional credit data and insights to the alternative financial services industry. Teletrack provides differentiated consumer insights to enable clients to make informed lending decisions and monitor existing loan portfolios.

Amsive

Amsive is a direct marketing agency specializing in full-service print and digital marketing strategy, creative, database and production solutions for the financial industry.

Payliance

Payliance

Payliance provides merchant lenders with verification, payment, and debt recovery solutions including ACH, Real-time Funding to Debit and Remotely Created Checks. Often, Payliance can save lenders 20% or more on processing costs. Find out how much value we can provide for you.

NCP Finance

NCP

NCP funds cash advances, title loans, subprime, and installment loans for major Credit Service Organizations. A CSO provides consumers assistance with repairing their credit, and/or obtaining a loan in exchange for a fee. Several states have statutes that enable the establishment of CSOs.

microbuilt

MicroBilt

MicroBilt is a recognized pioneer in credit, alternative credit and risk management. MicroBilt products cover the full cycle of business from vetting to originations to recovery. And every MicroBilt product is delivered through a single, easy-to-use portal that can be customized to your business needs.

loanpayment

LoanPaymentPro

LoanPaymentPro is a merchant service and technology firm servicing the debt repayment industry via Bankcard, ACH, and RCC/Check21 acceptance platforms.

Compumail

Compumail Information Services, Inc. drafts collection letter for agencies, offers message delivery services; and customized letter and envelope solutions which include standard and statement forms, postcards, coupon letters, bill copies, and emails.

LeadsMarket

LeadsMarket is the largest online lead generation platform in the U.S. Every month, it processes millions of applications for its panel of lenders. Using big data and proprietary technologies such as Radius Matching and Duplicate Screening, LeadsMarket's fully compliant Leads-to-Store program provides a steady stream of new customers.

kotopay

Kotapay

Kotapay, formally InterceptEFT, specializes in processing electronic transactions. Since 1993, InterceptEFT has provided fast, accurate electronic transaction services to more than 60,000 companies. Its premium services and features, detailed reporting and flexibility set Intercept EFT apart.

Clarity Services

Clarity Services operates as a real-time credit bureau addressing fraud detection and credit risk management solutions for the under-banked, non-prime consumer segment.

iStream Financial Services

iStream

ACH processing from iStream Financial Services is designed to provide a low cost option for payment processing. iStream prides itself on delivering deep payment and core processing expertise to clients, banks and merchants, large and small.

Ingo Money

Ingo Money

Ingo Money provides an application to cash paychecks, personal checks, business checks, money orders, and more on mobile devices.

iRepo

iRepo is a full-featured assignment distribution and management application that facilitates efficient business-to-business e-commerce between lenders and their repossession vendors.

Global Financial Processing Systems

Global Financial Processing Systems is a money order processing company that allows you to take control of your financial service revenue.

Black Book

Black Book is a subscription service that delivers pricing for vehicles including used cars, light trucks, collectibles, commercial fleets and more. Black Book data is updated daily.

DOT818

DOT818 works with a diverse group of storefronts and online lenders who offer short-term and traditional loan products. DOT1818 delivers leads that perform, works diligently to reduce fraud, and upholds a high level of compliance.

DocuSign

DocuSign, Inc. revolutionizes agreement management, providing seamless connectivity and automation for organizations. Explore the DocuSign Agreement Cloud's transformative solutions, including eSignature—a secure electronic signing option accessible from any device, anywhere, anytime. Streamline your workflow and elevate efficiency with DocuSign's innovative tools for preparing, signing, and managing agreements effortlessly.

Digital Check

Digital Check specializes in providing bank check scanning equipment to the banking, financial services, POS, and small business markets around the world through a network of systems integrators, resellers, and solution providers.

DataX

DataX provides a complete and comprehensive suite of real-time debit and credit reporting and data verification services that benefits lenders that are servicing the non-prime market. The DataX insights and information equip businesses to manage risk while safeguarding customers from fraud and acquisition costs.

Pathtivity

Pathtivity

Pathtivity offers secure, innovative payment and processing solutions, handling over 19 million transactions and $20 billion annually across 1,600+ locations. Streamline operations, reduce costs, and stay competitive with our cutting-edge technology and exceptional pricing.